Sovereign Intelligence
Underwrite a home
like an institution.
The Sovereign Analyzer applies the same rigor to a Utah estate that family offices apply to commercial assets — yield, cash flow, appreciation, total return, and a single grade.
Underwriting
Modeled mortgage, carry, taxes, insurance, HOA, and operating expenses on every asset.
Yield & Return
Cap rate, gross yield, cash-on-cash, year-1 appreciation, and 10-year total return calculated live.
The Grade
A single composite score — A+ to C — weighted across yield, cash position, and appreciation outlook.
Try It Live
A sample Park City scenario.
A $2.5M ski-adjacent home with strong short-term rental potential. Adjust the assumptions to model your own scenario.
Sovereign Grade
Lifestyle-first asset with respectable investment fundamentals.
Cap Rate
4.48%
Cash-on-Cash
-6.05%
Gross Yield
5.62%
10-Yr Total Return
403.1%
Down Payment
$625,000
Loan Amount
$1,875,000
Monthly P&I
$12,474
Total Carry / Mo
$14,849
Best Income / Mo
$11,700
Cash Flow / Mo
$-3,149
Yr 1 Appreciation
$200,000
10-Yr Value
$5,397,312
Annual Cash Flow
$-37,793
Adjust Assumptions
Estimates only. STR figures assume 65% occupancy net of management. Consult a tax advisor for full underwriting.
Custom Analysis
Want the analyzer run on a specific property?
Send the address — on-market or off — and receive a full Sovereign analysis within 48 hours.
Request Custom Analysis