Investor Tools
Real estate calculators
for every move you make.
Thirteen interactive models — mortgage to BRRRR, flip to Airbnb, sell vs. keep. Drag the sliders, watch the charts respond, and pressure-test the deal before you write the offer.
A good idea, not a verdict. Get real quotes from a lender, a CPA and an attorney before you act — or send me the address and I'll help you read the numbers.
Want a custom analysis? Send any address — get a full underwriting in 48 hours.
RequestWhat it is
Estimates your monthly principal, interest, taxes, and insurance (PITI) on a home loan, plus a year-by-year amortization.
How to use it
Slide your purchase price, down payment, and rate. Watch the monthly payment — and the balance vs. equity chart — update live.
Why it matters
Knowing PITI before you shop keeps you in budget and reveals how each percentage point of rate changes your payment by hundreds per month.
Loan
$520,000
P & I / mo
$3,460
Tax+Ins / mo
$750
Total / mo
$4,210
Balance vs. Equity
The fine print, in plain English
These are rough numbers for getting a feel for a deal — not a quote, an approval, or advice. Before you act on anything here, run it by a pro: a licensed lender for your actual rate and payment, a CPA for taxes, and an attorney for anything legal. I'm happy to look it over with you too.
Before you build on these numbers
These calculators are here to give you a good idea, not a verdict. They do the math honestly with whatever you type in — but they can't see your roof, your tax bill, the buyer's financing, or the one comparable sale that changes everything.
Before you act on anything here, get real numbers from the pros: a lender for financing and a Loan Estimate, a CPA for how it affects your taxes, an attorney for contract language, and an insurance agent for an actual premium.
And if you want a second set of eyes on a deal, reach out to me. Send the address and I'll tell you what the numbers say — and where they're probably wrong.
This page is general information for planning, not legal, tax, or investment advice, and not an offer of representation. Figures are estimates based on the assumptions you enter and the sample defaults shown. Your results will differ.
Your Deal, Underwritten
Numbers are only the beginning.
Every market in Utah behaves differently. Send the address — on or off market — and we'll run the full Sovereign analysis with local comps, rent data, and tax detail.
Talk to an Advisor